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Reduce exposure with AI-powered data connectivity
5x
Increase in risk management visibility
<1min
Document Validation
Score With Structure
Bectran helps your team move from instinct to insight. Our configurable scoring engine enables you to evaluate real-time internal data, bureau metrics, trade lines, and customer behavior — all according to your own policies.
Learn more about Risk Scoring
Automate the Approval Path
Once a calculated risk rating is generated from your custom scoring model, Bectran routes those applications through a multi-level approval workflow based on your internal rules. This can include criteria such as region, risk level, requested amount, or customer tier.
Monitor Risk as it Evolves
Credit decisions are never one-time events. They’re sculpted by ongoing changes to customer activity, payments trends, new projects launched, and general macroeconomic factors. Bectran monitors your portfolio in real time using customer/AR data, bureau tools, and behavioral signals, so you can detect risk early on and act before minor creaks become major problems.
Exception Handling and Collaboration
When risk flags arise, your team needs fast, clear direction. Bectran automates exception routing and prioritizes cases by severity, keeping all notes, approvals, and documents in one place. As a result, credit, sales, and leadership can collaborate easily across ERPs and CRMs to resolve issues without losing time or context.
Scale Confidently with Built-In Compliance
As your portfolio grows, maintaining compliance becomes increasingly complex. Bectran provides review scheduling and documentation to keep you audit-ready, as well as complete visibility into the details and IP address of the entity that provides legal, financial, and Personal Guarantee documents. Customizable rules ensure your process stays aligned with evolving policies and regulatory requirements.
Upgrade How Credit Gets Done
Fraud Detection
Verify applicants before risk ever enters your system. Identify inconsistencies, validate identities, and flag suspicious patterns early with predictive forecasting, ensuring legitimate approvals are never slowed down.
Security Standards
We hold the highest standards in platform security with real-time monitoring and recording of malicious activities and breaches.
Safeguard your department
Operational Resilience
When your volume spikes — from acquisitions, new regions, or sudden urges — Bectran flexes with you. Automated workflows and bulk decision matrices keep your process moving, even under pressure.
Visual Scorecards
Fast, data-driven decisions provide more than just risk deterrents — they also help secure deals. With Bectran, your credit department becomes a revenue enabler, shortening sales cycles and making life easier for sales teams.
