Overview

Credit risk doesn’t stop at the individual account — it flows through corporate families, parent companies, and affiliated entities. But most credit teams only see part of the picture, relying on fragmented tools or disconnected systems to evaluate financial health.

With corporate credit reporting that connects directly with trusted bureaus like Dun & Bradstreet, Experian Business, and Equifax Small Business, teams gain instant, centralized insight into corporate customer credit risk.

Rather than looking for answers when obstacles arise, teams can proactively assess risk, adjust terms, and strengthen controls based on a customer’s financial footprint.

How it Works

Each bureau integration delivers key credit file details automatically: risk scores, PAYDEX or intelliscore ratings, legal entity names, parent-subsidiary affiliations, trade payment history, public filings, and more. Automated alerts from your data providers help you stay ahead of credit risks, while dynamic refreshes ensure you’re always working with the most current financial profile available.

Credit managers can search for and retrieve bureau reports directly from the customer record or credit application. All data is aggregated and summarized across multiple data sources to provide a complete and accurate view of corporate credit risk at hand. Information is securely stored and mapped to the correct legal entity — ensuring reliability even when a customer operates under multiple names or divisions.

As new applications come in or existing accounts are reviewed, corporate hierarchies are flagged, helping your team better understand broader exposure across related entities. This visibility makes it easier to set appropriate terms, monitor changes in credit risk, and adjust limits proactively.

Key Benefits

‍- See the Full Financial Picture

Missing lien deadlines can mean losing your right to recover what you’re owed. Automated lien tracking ensures no critical deadlines are missed, safeguarding your company’s financial position.

- Act Quickly with Built-In Access

Pull reports from Dun & Bradstreet, Experian Business, and Equifax Small Business, CreditSafe, and more without leaving the platform. ‍

- Reduce Risk with Dynamic Scoring

Access up-to-date risk scores, payment behavior, and public records at the moment of decision, and stay ahead of financial instability with continuous monitoring.

- Strengthen Fraud Defenses

Verify business legitimacy before extending credit by comparing entity records across multiple bureaus and global fraud networks, enabling teams to spot inconsistencies early on.

Use Cases

A regional distributor was struggling to assess risk across customers operating under multiple business names. Credit applications came in clean, but unexpected delinquencies surfaced months later — tied to affiliated entities with poor payment histories.

By integrating bureau data directly into the credit review process, the team gained instant visibility into corporate hierarchies and consolidated credit profiles. Each application now pulls associated entities, payment behavior, and live risk scores from multiple bureaus.

With that added visibility, the team proactively adjusted credit limits on high-risk accounts and avoided extending terms to unstable subsidiaries. As a result, they lowered bad debt exposure by 20% and reduced application review time by 50%.